In AAvance we understand that Financial inclusion translates into many potential development benefits, especially from the use of digital financial services, including mobile money services, payment cards and other Fintech applications, that are already operating in Colombia and Latam. AAvance Card virtual and physical card accepted worldwide with contactless technology, e-Wallet, without additional costs and together with a digital deposit that functions as a savings bank account for the unbanked or underserved population of Colombian, Venezuelan, and other diversified population within Latam. These capabilities include, P2P payments, billing payments, direct deposit, remittance, and access to online purchases. AAvance ties these capabilities as part of diversity and inclusion and to evolve and educate people with financial needs.