Students (either individually or in a team) are poised to help your clients take steps to achieve their life goals through an integrated approach to the management of all their financial affairs, including such areas as: • Financial Management – assess the client’s current and future financial position, based upon their cash flow, budget and net worth. • Investment Management – assess the nature of the client’s assets based on their risk tolerance, time horizon and expected rates of return • Retirement Planning – compare the client’s expected lifestyle in retirement to their current retirement assets and planned savings • Tax Planning – assess the client’s current and future tax obligations and strategies employed to minimize or defer taxation • Insurance and Risk Management – manage the client's exposure to an unexpected financial loss due to death, health issues, property damage and other risks. • Estate Planning – assess how the client can meet their objectives upon death in the most efficient and cost-effective manner • Prepare a comprehensive financial plan for a client situation, integrating and prioritizing the activities listed above.

Students' abilities include:

1. Co-ordinate the processing and maintaining of financial records in compliance with relevant policies, procedures and regulations for individuals and/or organizations.

2. Co-ordinate the preparation and the presentation of financial information in compliance with relevant legislation and regulations for individuals and/or organizations.

3. Analyze financial reports for individuals and/or organizations by applying financial mathematics and statistics.

4. Develop and evaluate a financial plan to meet individuals’ and/or organizations’ needs and objectives.

5. Develop, implement, evaluate and co-ordinate marketing strategies to promote financial products and services and to enhance customer service.

6. Develop, implement and evaluate strategies to establish and maintain professional networking and business relationships in the finance sector.

7. Analyze and evaluate, within a Canadian context, the impact of economic variables, legislation, ethics, technology and the environment on individuals’ and/or organizations’ operations.

8. Develop, implement and evaluate ongoing strategies for personal and professional development, highlighting ethics, values and standards in the finance sector.

9. Co-ordinate the planning, implementation, management and evaluation of team projects.